Interest Rate

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Ref: CAD Cercular. No-1/2018, Date: March 07, 2018
Applicable from: 01/03/2018
Deposit Interest Rate
sl Category Of Deposit Rate of insertest (p.a.)(%)
1 Savings 4.00%
  Savings (Student Savings) 4.00%
Savings (Green Savings) 4.00%
2 Special Notice Deposit
  Bellow 25 Crore 3.50%
  25 Crore and above but Bellow 100 Crore 3.50%
  100 Crore and Above 3.50%
3 FDR
  1 month & above but less than 2 months 4.50%
2 months & above but less than 3 months 4.5%
3 months & above but less than 6 months 5.5%
6 months & above but less than 12 months 5.5%
1 year (Maximum) 6.00%
4 Special Savings Scheme Deposit  
  DBSS- 5 years 6.00%
SSS- 10 years 6.00%
CSS- 10 years 6.00%
MSS- 10 years 6.00%
MIS- 3 years 6.00%
DBS- 14 years 5%
ISR- 5 years 6.00%
Junior Savings Scheme- 5 years 6.00%
 
Lending Interest Rate
sl Category Of Lending Rate of insertest (%)
1 Term Loan for Large & Medium Industries
  Dairy, Poultry, Fishery & Hatchery Loan
11.00%
Agri based Term Loan
11.00%
Priority based Industrial Term Loan 12.00%
Exporting Industrial Term Loan 12.00%
Refrigeration for Preservation of Potatoes (Project)
12.00%
Other Large & Medium Industrial Term Loan
12.00%
Loan under Lease Financing
11.00%
2 Term Loan for Small & Cottage Industries (project) 12.00%
3 SME Loan
  Project Loan (Service & Industry)
12.00%*
Working Capital (Service & Industry) 12.00%*
Women Enterpreneur Loan
11.00%*
* The rate will be 10.00% after getting Re- financing from Bangladesh Bank
4 NGO Linkage
10.00%
5 Working Capital Loan
  Agro based Industry/Project
12.00%
Husking Industry
12.00%
Potato Refrigeration
12.00%
Other Working Capital Loan
12.00%
6 Import Loan
  LIM, PID, LTR
12.00%
All types of Demand Loan including Import Loan
12.00%
7 Export Loan
 
Ready made Garments (Pre-shipment/Packing Credit)
he interest rate of working capital loan will be applicatble when 7.00% time expired.
Freezing Food Export (Pre-shipment/Packing Credit)
tde interest rate of working capital loan will be applicatble when 7.00% time expired.
Leatder Export(Pre-shipment/Packing Credit)
tde interest rate of working capital loan will be applicatble when 7.00% time expired.
Tea Export(Pre-shipment/Packing Credit)
tde interest rate of working capital loan will be applicatble when 7.00% time expired.
Packing Credit (Jute Export)
tde interest rate of working capital loan will be applicatble when 7.00% time expired.
8
Agriculture Loan (Except Industry)
10.00%
9 Others
  Transport 12.00%
Brickyard(General) 13.00%
Autobix 12.00%
Work Order 12.00%
Own name of depositors/FDR of tdat bank against tdird person 3% more tdan FDR rate
Loan against other bank's FDR 12.00%
Loan against National investment bond, ICB Unit, Insurance Policy, Share, Debenture 12.00%
Loan against Wage Earner 11.00%
Utility based Industry 12.00%
Loan against DPS 3% more tdan DPS rate
Different Savings Scheme 3% more tdan Savings Scheme
Commercial House Building in Urban area
12.00%
Residential House Building in Urban area
10.00%
Residential Appartment Purchase in Urban area
10.00%
Jute Business
12.00%
Diagnostic Business
12.00%
House Renovation Loan
12.00%
Consumer Credit
12.00%
Personal Loan/Special Loan for Service Holder
13.00%
Over Draft
12.00%
Other Loan
12.00%